Privacy Policy

Last Updated: July 23, 2026

Merchant Program Solutions respects your privacy. This policy explains what information we collect, how we use it, and when we share it. It applies when you visit our website, submit a form, call us, or contact us in any other way.

Information We Collect

We may collect information you choose to give us, including:

• First and last name
• Email address
• Telephone number
• Company name
• State
• Approximate Merchant Cash Advance balance
• Whether your payments are current, behind, or in default
• Any other information you choose to provide

We may also collect limited technical information automatically, such as:

• Your IP address
• Browser and device type
• Pages you visit
• The website that referred you
• The date and time of your visit

How We Use Information

We may use your information to:

• Respond to your inquiry
• Contact you by phone, text message, or email
• Understand your business situation
• Connect you with an independent service provider that may be able to help
• Operate, secure, and improve the website
• Keep business and compliance records
• Prevent fraud or misuse
• Follow the law

Sharing of Information

Merchant Program Solutions is a business services and referral company.

We may share information you submit with independent third-party service providers. These providers may offer Merchant Cash Advance restructuring, settlement, consulting, legal, financial, or related business services.

These providers are independent businesses. They may have their own privacy policies, fees, eligibility requirements, contracts, and business practices.

We may also share information with companies that help us run the website. This includes companies that process forms, manage communications, store information, provide security, or perform professional services.

We may share information if the law requires it. We may also share it when needed to protect our rights, users, business, or property.

Cookies and Tracking

Our website may use cookies or similar technologies. These help us operate the site, process forms, improve performance, measure traffic, maintain security, and track advertising results.

We use advertising measurement tools, including the ChatGPT Ads service operated by OpenAI. These tools tell us whether our advertising brought visitors to this site. They also tell us whether visitors take actions such as submitting a form or calling us.

Where the law requires it, we ask for your consent before these tools load. You can accept or decline through the consent banner on this website. You can change your choice at any time. Clear your browser storage for this site and reload the page.

You may be able to disable cookies in your browser settings. Doing so may affect some website functions.

Calls, Texts, and Emails

By submitting your contact information, you ask Merchant Program Solutions to contact you about your inquiry.

Depending on your request, you may receive phone calls, SMS, auto text SMS, and emails. These may come from Merchant Program Solutions or an independent service provider. Calls may be made using automatic telephone dialing systems.

You can stop communications at any time. You can:

• Reply STOP to a text message
• Use the unsubscribe link in an email
• Tell the caller you no longer wish to be contacted
• Contact us directly

Message and data rates may apply.

Data Retention

We may keep information for as long as needed to:

• Respond to your inquiry
• Make a referral
• Keep business and compliance records
• Resolve disputes
• Prevent fraud
• Follow the law

Data Security

We use reasonable safeguards to protect the information we collect. However, no website, electronic transmission, or storage system can be guaranteed to be completely secure.

Please do not submit highly sensitive information through the general website form. This includes:

• Social Security numbers
• Bank login information
• Account passwords
• Payment-card information

Your Privacy Choices

Depending on where you live, the law may give you certain rights. You may be able to request access to, correction of, or deletion of some personal information.

You may also ask us to stop certain communications or sharing where the law requires it.

To submit a privacy request, contact us using the information below.

Third-Party Websites and Providers

Our website may link to or refer you to independently operated websites and service providers.

Merchant Program Solutions is not responsible for the privacy, security, services, fees, contracts, or practices of independent third parties. Review their privacy policies before giving them information or signing an agreement.

Children’s Privacy

This website is intended for adults and business owners. It is not directed to children under 13. We do not knowingly collect personal information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date.

Contact Us

For questions or privacy requests, contact:

Merchant Program Solutions is not a lender, law firm, government agency, debt settlement provider, or financial adviser. Submission of information does not guarantee eligibility, acceptance, savings, settlement, payment reductions, or any particular result.